Category: Snow and Ice

For a quick guide and a loss list sheet, click HERE to download the PDF.  The following article covers what to do when property damages happen, and how to work with your insurance company to ensure the maximum reimbursement. Home-ownership has copious benefits as opposed to renting, but that is no secret.  From making renovations the way you’d like, to saving and investing your hard-earned money instead of handing it to a landlord.  On the downside though, when things go wrong in the home, like fire and smoke damages, structural damages, a broken water valve causing water damages that could lead to mold growth, or whatever disaster may strike your home, you are responsible to take action to mitigate the damages.  So, what do you do as a homeowner when disaster does strike?  Well, if you are a homeowner, then you will have insurance on your home.  Many people do not know what their policy covers in the event of a home disaster.  They usually only find out this information when a disaster strikes.  We highly advise you to be proactive before the fact and review your plan with your agent to ensure there are adequate limits for your home […]

Ice Dam prevention and tips

by office

Ice dam on home

With snow piling up on the roof of your property the danger of ice dams is on the rise.  While icicles can be very pretty, they are often a red flag indicating an ice dam is or has already formed.  Ice dams are created when snow is on the roof and the heat from the building escapes from the interior of the home into the attic and heats up the roof.  Once the heat has reached the roofline, it begins to melt the snow sitting on the roof.  When the snow turns into water, it will then travel down the pitch of the roof.  At the eaves of the house, there is no insulation therefore it will begin to freeze again.  Thus causing the dreaded ice dam! If you would like a condensed bulleted version click here (ICE DAM PDF)  for a downloadable PDF Once the ice dam has formed on the eaves or valleys, water has an increased opportunity to seep into your home from the water pooling up on the roof.  The water typically will find any small hole in the roof and then migrate down through the attic, eventually reaching your insulation, interior walls, and drywall inside […]