Category: Ice Dams
For a quick guide and a loss list sheet, click HERE to download the PDF. The following article covers what to do when property damages happen, and how to work with your insurance company to ensure the maximum reimbursement. Home-ownership has copious benefits as opposed to renting, but that is no secret. From making renovations the way you’d like, to saving and investing your hard-earned money instead of handing it to a landlord. On the downside though, when things go wrong in the home, like fire and smoke damages, structural damages, a broken water valve causing water damages that could lead to mold growth, or whatever disaster may strike your home, you are responsible to take action to mitigate the damages. So, what do you do as a homeowner when disaster does strike? Well, if you are a homeowner, then you will have insurance on your home. Many people do not know what their policy covers in the event of a home disaster. They usually only find out this information when a disaster strikes. We highly advise you to be proactive before the fact and review your plan with your agent to ensure there are adequate limits for your home […]
With snow piling up on the roof of your property the danger of ice dams is on the rise. While icicles can be very pretty, they are often a red flag indicating an ice dam is or has already formed. Ice dams are created when snow is on the roof and the heat from the building escapes from the interior of the home into the attic and heats up the roof. Once the heat has reached the roofline, it begins to melt the snow sitting on the roof. When the snow turns into water, it will then travel down the pitch of the roof. At the eaves of the house, there is no insulation therefore it will begin to freeze again. Thus causing the dreaded ice dam! If you would like a condensed bulleted version click here (ICE DAM PDF) for a downloadable PDF Once the ice dam has formed on the eaves or valleys, water has an increased opportunity to seep into your home from the water pooling up on the roof. The water typically will find any small hole in the roof and then migrate down through the attic, eventually reaching your insulation, interior walls, and drywall inside […]
Click here (SNOW REMOVAL TOOLS) for a downloadable PDF on suggested roof snow removal tools With winter upon us, as homeowners and business owners, we need to be aware and monitor our properties a little bit more due to old man winter and his ability to wreak havoc. Of course the obvious comes to mind of freezing pipes causing water damage, and the use of heating devices that can spark a fire and cause fire damage. However, there are a few more components that winter brings such as ice dams and what we will be coving in the post, falling or shedding snow. When the snow begins to pile up in snowy regions that you may live in or recreate in, the danger begins to rise. With every accumulated inch on the roof, the weight of the potential hazard increase, thus increasing the force it can have once it breaks free. When there is enough weight and there is a bed surface (aka your roof) that may begin to heat up from heat escaping inside the home, or simply too much weight from the snowpack loaded on the roof, gravity and kinetic energy take the stage and can create disastrous […]
Winter is upon us and that means being aware of possible ice dam situations. For those of us that have experienced the damage an ice dam can cause, it is not something we wish to be a part of again! If you haven’t had to deal with one, thank your lucky stars. The good news is there are things we can prevent ice dams from forming.