Category: General

For a quick guide and a loss list sheet, click HERE to download the PDF.  The following article covers what to do when property damages happen, and how to work with your insurance company to ensure the maximum reimbursement. Home-ownership has copious benefits as opposed to renting, but that is no secret.  From making renovations the way you’d like, to saving and investing your hard-earned money instead of handing it to a landlord.  On the downside though, when things go wrong in the home, like fire and smoke damages, structural damages, a broken water valve causing water damages that could lead to mold growth, or whatever disaster may strike your home, you are responsible to take action to mitigate the damages.  So, what do you do as a homeowner when disaster does strike?  Well, if you are a homeowner, then you will have insurance on your home.  Many people do not know what their policy covers in the event of a home disaster.  They usually only find out this information when a disaster strikes.  We highly advise you to be proactive before the fact and review your plan with your agent to ensure there are adequate limits for your home […]

There are several different disasters that can befall your home or office. If they happen, you’ll need to call a disaster recovery specialist. They are likely skilled in repairing your home or office after different kinds of damage. Water will damage the structural integrity of basically every material that can absorb water; that means drywall, wood, carpet, and other home materials. It will also form the perfect conditions for mold and mildew to grow. Fire will consume anything that can burn, weaken most structures, and leave smoke damage throughout the house. Whatever the case may be, the disaster recovery specialist will likely recommend that you employ HEPA filters throughout your house. They’ll help you recover from damage faster and also keep your home cleaner. What are they and are they worth the money? What Is HEPA?  HEPA stands for “high-efficiency particulate arrestance.” It means that microscopic particles are filtered out of the air by these filters. A typical filter will catch dust and dirt but tiny mold spores, for example, will slip between the fibers. They won’t slip through a HEPA filter. You can install HEPA filters in your HVAC system. You can also choose HEPA vacuums for your cleaning […]